We recognize your client’s needs and expectations differ from those of typical wealth management clients. We have in-depth experience handling their unique needs and circumstances.

We advocate for beneficiaries and their families with empathy and respect – and strive to earn your client’s trust.

Our mutual clients often have a team of experts working on their behalf – accountants, advisors, attorneys.

We value every relationship and work as a team with the same goal in mind -- to provide the optimal solution for the client.

As your trust partner, we are:

• Proficient in court procedures
• Experienced in providing options for unique circumstances
• Knowledgeable in government benefit programs, such as Medicaid and Medicare – helping derive the most value for your client
• Skilled at working with outside vendors, reducing costs and passing on savings to your client

Options to Consider

Guardianships/Conservatorships

Examples:

• Minors or disabled adults receiving proceeds from a personal injury or wrongful death lawsuit
• Minors receiving an inheritance as a results of their parents’ untimely death
• Adults adjudicated as unable to handle their financial affairs

Special/Supplemental Needs Trusts (SNTs)

Sometimes a disabled individual needs to protect their public benefits, such as Medicaid. Establishing an SNT provides a ‘safe harbor’ for assets and are therefore not counted when determining eligibility for public benefits. Assets in the trusts are used to pay for special needs that government programs don’t cover.

There are two types of SNTs:

• First Party SNT (also referred to as Self-Settled or OBRA ’93) – may be established with a disabled individual’s own assets (typically proceeds from a lawsuit)
• Third Party SNT – created and funded with assets of a person other than the disabled individual

In addition, our team can help administer traditional trusts or help settle estates.

Midland Trust Advantage

Midland Trust delivers value and service through experience, objectivity and compassion.

Choose our services and gain the following:

• Expertise & Dedication • Compassion & Understanding • Personalized Service • Spanish-Speaking Administrators

• Investment Options • Government Benefit Programs • Experience • Cost Savings

Meet the Team