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Who We Are

We specialize in administering Guardianships/Conservatorships and Special/Supplemental Needs Trusts.

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girl pushing boy with special needs in wheelchairMidland Trust Company (MTC) specializes in administering court-supervised guardianships/conservatorships for minors and disabled adults, 1st party and 3rd party special needs/supplemental needs trusts and other financial products for those receiving proceeds from personal injury or wrongful death lawsuits. 

In this capacity, MTC advocates for trust beneficiaries and their families with empathy and respect and is experienced in finding solutions for unique circumstances. In addition, MTC is experienced in managing traditional trusts and estates. MTC delivers one-on-one service with a dedicated trust officer or administrator and provides multilingual staff. 

MTC is a wholly-owned subsidiary of Midland States Bank with offices in Illinois and New York.

military dad and daughter smiling togetherWhen it comes to choosing a trustee to administer your loved one’s Special Needs or other Settlement Trust, there are many factors to consider:

  • Does the trustee have expertise in administering settlement trusts?
  • Are the fees competitive?
  • Will they be reachable and responsive when circumstances change or unforeseen events occur?

With MTC, you can be confident in answering "yes" to all these questions and more. 

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Midland Trust Company Advantage


Midland Trust Company delivers value and service through experience, objectivity and compassion.

Choose our services and gain the following:

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Expertise & Dedication

We focus on serving the needs of personal injury victims and their families. Concentrating on one area allows us to be responsive and focused on providing best-in-class service to our beneficiaries and their families. 


Compassion & Understanding

We recognize personal injury victims' expectations differ from those of wealth management clients, and our administrators have in-depth experience handling their unique needs and circumstances. 


Personalized Service

Each trust is assigned a dedicated administrator so the beneficiary and their family speak with a person they know, not a random call center representative. 


Spanish-Speaking Administrators

We have administrators fluent in both written and spoken Spanish. 


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Investment Options

We take a disciplined, client centered approach to investment selection, designing portfolios to meet specific Beneficiary needs. 


Government Benefit Programs

We understand government benefit programs such as SSI, Medicaid and Medicare and help your loved one derive the most value from these programs. 



Knowing your loved one is in capable hands means having peace of mind. 


Cost Savings

We negotiate with outside vendors to reduce the cost of items such as medical supplies, pharmaceuticals and handicapped-accessible vehicles. 


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